Team8 recently caught up with founders from Spott, Papaya Global, IVIX, Lama AI, April, VOOM Insurance, Sayata, and Vyzer to learn what’s on their radar for 2023. Surveying the landscape from their unique vantage points, these talented entrepreneurs discuss a few of the trends that are most likely to make waves in the year ahead, including embedded insurance, TaxTech, global employment, superapps, and others.